The Importance of Employment Practices Liability Coverage

Posted on: September 23rd, 2019 by Leaders' Choice Staff No Comments

Every employer, no matter how small, faces the specter of being sued by a past, present or prospective employee at some time. In fact, such employment practices claims are widespread – so much so that most businesses are much more likely to have an employment practices liability claim than a general liability or property loss […]

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Newsom Set to Sign in Sweeping Independent Contractor Bill

Posted on: September 18th, 2019 by Leaders' Choice Staff No Comments

California Gov. Gavin Newsom has signed legislation into law that will codify a court ruling from last year that set new ground rules for what constitutes an independent contractor, and which expands on that ruling. There’s been a lot written in the media about the legislation, AB 5, and unfortunately much of it misses the […]

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New Experience Rating and Physical Audit Levels Set

Posted on: September 11th, 2019 by Leaders' Choice Staff No Comments

Starting in 2020, the threshold for California employers to be eligible for experience rating (X-Mod) has been reduced by order of the state insurance commissioner. Commissioner Ricardo Lara in September approved the recommendations by the Workers’ Compensation Insurance Rating Bureau to lower thresholds for determining eligibility for experience rating and when a carrier needs to […]

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Basics of a Strong Lockout/Tagout Program

Posted on: September 4th, 2019 by Leaders' Choice Staff No Comments

A lockout/tagout program will not be effective if your employees are not properly trained in how it works, and if you don’t have consequences for them if they fail to follow the program. Every year, hundreds of workers in the United States die because they don’t follow lockout/tagout procedures or their employers did not have […]

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