Imagine several small businesses located around the country. Each is well-established and profitable. Each of them bought business insurance – property, liability, automobile and workers’ compensation. They told their agents they wanted the lowest possible price for coverage, and the agents came through. But they didn’t also take their agents’ recommendations to purchase additional coverage. […]
All year long you have been reminding your employees to “work safely … don’t take short cuts … prevent accidents.” To do this they have to keep their minds on their work, but this time of the year as the holidays near, their minds might be everywhere else but on work. They may be thinking […]
One outgrowth of a new California law that applies more stringent criteria for what constitutes an independent contractor is that many employers are likely to see more audits and calls for additional premium from their workers’ comp insurers. In fact, it’s already happening in some industries, according to the insurance industry trade press. More and […]
As a business, you have to keep employees happy but still maintain workplace discipline. And it’s important that you protect your customers and your assets without making it seem you don’t trust your employees. Companies employ a variety of methods to make sure their workers stay on task and aren’t goofing off. But you don’t […]