Train Your Driving Staff for Rainy, Slippery Conditions

Posted on: November 2nd, 2021 by Leaders' Choice Staff No Comments

When it’s the rainy time of year, companies with staff that need to drive, delivery drivers or those making sales calls, and all in-beteen need to double down on road safety.   A good idea is to hold a training session on “Driving in the Rain”. While it may seem redundant, it’s an important exercise to reinforce the importance […]

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Rating Bureau Aims to Require COVID-19 Claims Count Against X-Mods

Posted on: October 26th, 2021 by Leaders' Choice Staff No Comments

California’s Workers’ Compensation Insurance Rating Bureau has proposed plans to start requiring COVID-19 claims to be included when calculating employer X-Mods, according to a report by an industry trade publication. The proposal, which would have to be approved by the state insurance commissioner, would bring to an end current rules that exclude the impact of […]

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Commercial Insurance Rate Hikes to Continue in 2022

Posted on: October 20th, 2021 by Leaders' Choice Staff No Comments

Rates for most commercial lines of insurance are likely to continue rising going into 2022, as claims costs mount across the board. A new report from Marketscout notes that rate increases have accelerated across all major lines, but have been most pronounced in liability coverages. The composite rate for commercial insurance pricing in the third […]

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Factors Pushing Commercial Property Rates Higher

Posted on: October 11th, 2021 by Leaders' Choice Staff No Comments

Commercial property insurance rates are continuing to climb, as the segment faces a number of headwinds that have pushed claims costs to new heights. There are number of factors that are colliding, including the frequency and severity of claims from extreme weather, the cost of rebuilding, rates for commercial properties are not keeping pace with […]

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Prepare Your Business for Delays in Postal Service

Posted on: October 7th, 2021 by Leaders' Choice Staff No Comments

You may not think of postal delays as a cost of doing business or a risk to your operations, but slower mail can pose a number of issues for timely correspondence and package deliveries. The U.S. is facing the specter of longer delivery times for first class mail, and the longer the mail has to […]

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Is Your Data Secure Enough for Employee Phones?

Posted on: September 29th, 2021 by Leaders' Choice Staff No Comments

With about 75% of employees in the U.S. using their own devices for work communications and productivity, businesses must implement safeguards to avoid company data from being compromised should a device be stolen, hacked or contract a virus. The BYOD (bring your own device) trend has grown as many employees have eschewed company-issued mobile devices, […]

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You Can Be Sued if a Customer Harasses Your Staff

Posted on: September 21st, 2021 by Leaders' Choice Staff No Comments

With confrontations between angry customers and employees just trying to do their jobs increasing during the COVID-19 pandemic, employers need to make sure they have policies in place to protect workers who are confronted. As well, many customer-facing companies — mainly retailers, restaurants, retail printers and entertainment venues — have seen an uptick in customers […]

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OSHA to Issue Vaccine Mandate Rules for Larger Employers

Posted on: September 15th, 2021 by Leaders' Choice Staff No Comments

The Biden administration has announced plans to require businesses with 100 or more employees to require their workers to be vaccinated for COVID-19 or be tested for the coronavirus on a weekly basis. The order is part of a sweeping six-part “Path Out of the Pandemic” plan, which focuses on expanding vaccinations, opening schools safely, […]

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Businesses and Insurers Are Fighting Over Coverage for COVID-Caused Shutdowns

Posted on: September 7th, 2021 by Leaders' Choice Staff No Comments

In courtrooms all over the country, battles are occurring between businesses who endured COVID-19-related shutdowns and insurance companies who believe they are not obligated to reimburse them for their losses. According to the Covid Insurance Litigation Tracker from the University of Pennsylvania Carey Law School, more than 1,800 lawsuits have been filed in state and […]

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Small Firms Saddled with Majority of Tort Liability Costs

Posted on: August 31st, 2021 by Leaders' Choice Staff No Comments

Despite accounting for 19% of revenues among firms in the United States, small businesses shoulder more than 53% of all commercial tort liability costs, according to a new report by the U.S. Chamber Institute for Legal Reform. The story is worse for the business with less than $1 million in revenue. They account for only […]

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