Harassment Training Deadline Pushed Back for Some Employers

Posted on: October 9th, 2019 by Leaders' Choice Staff No Comments

As you should already be aware, any employer with five or more workers is required to conduct sexual harassment prevention training for their staff by the end of 2019 under a California law passed in 2018. Due to concerns that many employers in the state may not be ready to comply, Gov. Gavin Newsom has […]

Read More

New Law Significantly Changes When Injuries Must Be Reported to Cal/OSHA

Posted on: October 1st, 2019 by Leaders' Choice Staff No Comments

Gov. Gavin Newsom has signed a measure into law that will greatly expand when employers are required to report workplace injuries to Cal/OSHA. The new law, AB 1805, broadens the scope of what will be classified as a serious illness or injury which regulations require employers to report to Cal/OSHA “immediately. As of yet, there […]

Read More

The Importance of Employment Practices Liability Coverage

Posted on: September 23rd, 2019 by Leaders' Choice Staff No Comments

Every employer, no matter how small, faces the specter of being sued by a past, present or prospective employee at some time. In fact, such employment practices claims are widespread – so much so that most businesses are much more likely to have an employment practices liability claim than a general liability or property loss […]

Read More

Newsom Set to Sign in Sweeping Independent Contractor Bill

Posted on: September 18th, 2019 by Leaders' Choice Staff No Comments

California Gov. Gavin Newsom has signed legislation into law that will codify a court ruling from last year that set new ground rules for what constitutes an independent contractor, and which expands on that ruling. There’s been a lot written in the media about the legislation, AB 5, and unfortunately much of it misses the […]

Read More

New Experience Rating and Physical Audit Levels Set

Posted on: September 11th, 2019 by Leaders' Choice Staff No Comments

Starting in 2020, the threshold for California employers to be eligible for experience rating (X-Mod) has been reduced by order of the state insurance commissioner. Commissioner Ricardo Lara in September approved the recommendations by the Workers’ Compensation Insurance Rating Bureau to lower thresholds for determining eligibility for experience rating and when a carrier needs to […]

Read More

Basics of a Strong Lockout/Tagout Program

Posted on: September 4th, 2019 by Leaders' Choice Staff No Comments

A lockout/tagout program will not be effective if your employees are not properly trained in how it works, and if you don’t have consequences for them if they fail to follow the program. Every year, hundreds of workers in the United States die because they don’t follow lockout/tagout procedures or their employers did not have […]

Read More

As Wildfire Risks Increase, Insuring Businesses More Difficult

Posted on: August 27th, 2019 by Leaders' Choice Staff No Comments

Business property coverage is getting more difficult to come by for operations located in areas that are susceptible to wildfires. The devastating wildfires of the last few years, along with the thousands of homes and businesses that have been burned or damaged due to these events, has resulted in insurers becoming more selective about the […]

Read More

CALIFORNIA: Bureau Recommends Workers’ Comp Rates Drop 5.4%

Posted on: August 22nd, 2019 by Leaders' Choice Staff No Comments

Workers’ compensation insurance rates will likely continue sliding in 2020 after California’s rating agency submitted its recommendation that the state insurance commissioner reduce the average benchmark rates by 5.4%. If the recommendation is approved, it will be the ninth consecutive rate decrease since 2015 (some years had two decreases), which have resulted in the average […]

Read More

A Lesson in Timely Claims Reporting

Posted on: August 14th, 2019 by Leaders' Choice Staff No Comments

A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim. In this case, the 5th U.S. Circuit Court of Appeals in New Orleans sided with an insurer that had denied a claim a company had made after being sued […]

Read More

Discipline Should Be Part of Your Safety Program

Posted on: August 7th, 2019 by Leaders' Choice Staff No Comments

Does your injury and illness prevention program spell out the disciplinary action your company will pursue if its safety rules are not adhered to? Addressing disciplinary issues can be a very sensitive and stressful process for most managers, supervisors and employees. However, if disciplinary issues are avoided or handled poorly, it can lead to serious […]

Read More