Prompt Filing of Commercial Auto Claims Can Stop Problems before They Start

Posted on: August 29th, 2018 by Leaders' Choice Staff No Comments

While a driving employee may be flustered after an accident and may not be thinking of reporting the incident immediately, for you, the policyholder, the clock starts ticking the moment the accident has occurred. To ensure that the claim is dealt with in a timely manner and to prevent a number of unforeseen consequences, the […]

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What’s Driving Continued Fall in California Rates

Posted on: August 22nd, 2018 by Leaders' Choice Staff No Comments

There could be yet another workers’ comp rate reduction coming down the pike, after California’s rating agency filed a recommendation that benchmark rates for policies incepting on or after Jan. 1, 2019 be reduced by 14.5% from Jan. 1, 2018 levels. The Workers’ Compensation Insurance Rating Bureau’s recommendation that the average benchmark rate be cut […]

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Even Small, Mid-sized Firms Need a Crisis Management Plan

Posted on: August 15th, 2018 by Leaders' Choice Staff No Comments

With risks to companies and employees growing, sometimes the unthinkable happens and a business has a real crisis on its hands. While large companies are usually well-prepared for a crisis should one occur, most small and mid-sized firms don’t have the resources or have not put much thought into how they would handle a crisis. […]

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Use Technology to Prevent Losses and Manage Your Risk

Posted on: August 9th, 2018 by Leaders' Choice Staff No Comments

Businesses are discovering that smartphones and tablet computers, besides being distractions for their employees, can also help them better manage their risks. An increasing number of applications for these devices – matched with other technologies – can help businesses prevent losses, reduce the chances of workplace accidents and manage their risks. Mobile devices can now […]

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Conducting Legal Background Checks

Posted on: August 1st, 2018 by Leaders' Choice Staff No Comments

With the number of harassment, discrimination and other employee lawsuits growing, besides examining their internal policies, employers need to be careful about who they hire. Apart from calling previous employers and schools and checking for any lawsuits with the courts, many businesses will also consider using a vendor to do a background check and to […]

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Preparing for a Workers’ Compensation Audit

Posted on: July 25th, 2018 by Leaders' Choice Staff No Comments

Just the mention of a workers’ compensation audit can stir up the butterflies in your stomach and add a serious dose of stress to your existence. But, if you are scheduled for an audit, there is no need to dread it. A small amount of preparation and common sense can save you a lot of […]

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Do You Need Workers’ Comp Coverage for Family Members?

Posted on: July 17th, 2018 by Leaders' Choice Staff No Comments

One question we get often from small business owners is whether they have to secure workers’ comp coverage for family members that work for them. The short answer is “yes,” in most cases. Under California law, every employer in the state that uses employee labor, including family members, must secure workers’ comp coverage, as per […]

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Vacant Buildings Pose Risks, Insurance Challenges

Posted on: July 11th, 2018 by Leaders' Choice Staff No Comments

According to the website Statista.com, the average 2018 average vacancy rate for offices nationwide was to 12.2%, while 12.1% of retail spaces and 7.8% for industrial spaces were vacant. Unfortunately, when buildings stand vacant they become susceptible to a variety of problems. There are approximately 31,000 fires in vacant buildings annually, resulting in dozens of deaths, hundreds […]

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Smartphones and the Wage and Hour Dilemma

Posted on: July 3rd, 2018 by Leaders' Choice Staff No Comments

Do you ever wonder if your non-exempt employees are sneaking a peek at work e-mail off the clock? Ever suspect their bosses of pressuring them to respond to calls and e-mails after the workday ends? If those thoughts keep you up at night, it’s time to make sure your employees’ smartphones aren’t putting your organization […]

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Does Your Business Have to Comply with GDPR?

Posted on: June 26th, 2018 by Leaders' Choice Staff No Comments

On May 25, 2018, a major rules change that impacts millions of businesses took effect. The European Union’s General Data Protection Regulation (GDPR) is the most significant change to European data security standards in two decades. While the regulation has a direct impact on enterprises located or doing business directly in EU countries, it can […]

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