Preventing Heat Illness as Temperatures Soar

Posted on: June 19th, 2018 by Leaders' Choice Staff No Comments

With temperatures rising, employers with outdoor workers need to take steps to protect them from heat illness. California employers need to be especially mindful as Cal/OSHA has workplace safety regulations governing the prevention of heat illness. The heat illness standard came into effect about seven years ago as the number of deaths due to heat […]

Read More

How to Retain Your Fleet Coverage

Posted on: June 12th, 2018 by Leaders' Choice Staff No Comments

As insurers continue tightening their underwriting for commercial auto insurance, they are inquiring about companies’ fleet management programs. If a company lacks a program, some insurers are asking them to implement one if they want coverage. With this trend likely to continue as the number of traffic accidents and injuries continues to rise, it’s imperative […]

Read More

Don’t Get Caught without a Business Succession Plan

Posted on: June 5th, 2018 by Leaders' Choice Staff No Comments

Many business owners may be good at running their companies, but the majority of them are failing to address essential long-term planning that is critical to sustaining their businesses. The one area that the majority of business owners often neglect is planning for business continuity if they die or become disabled, according to the “2015 […]

Read More

Tips on Hiring Teens for Summer Employment

Posted on: May 30th, 2018 by Leaders' Choice Staff No Comments

You may be considering taking on some extra workers for the summer months, and often many employers will gravitate towards hiring teenagers looking for temporary work. If you are planning on hiring any workers under the age of 18, you should familiarize yourself with federal and any state laws on child labor restrictions. The Fair […]

Read More

Rating Agency Calls for 7.2% Workers’ Comp Rate Cut

Posted on: May 23rd, 2018 by Leaders' Choice Staff No Comments

Thanks to reforms enacted in 2014, California’s workers’ comp rating agency is recommending that the average benchmark rate be cut by 7.2% for policies effective July 1 and onward. The filing made by the Workers’ Compensation Insurance Rating Bureau is for the state’s pure premium rates, which are essentially the base rates to cover expected […]

Read More

Protecting Your Important Data When Employees Leave

Posted on: May 22nd, 2018 by Leaders' Choice Staff No Comments

When is a business most susceptible to losing data, intellectual property and important records? No, not during a cyber attack or a break-in, but during lay-offs. With employees maybe feeling disgruntled after being let go, it’s common for some of them to pocket important company data – usually client lists, old e-mails, vendor contacts and […]

Read More

Top 10 Wage and Hour Law Mistakes by Employers

Posted on: May 16th, 2018 by Leaders' Choice Staff No Comments

California’s wage and hour laws are not always easy to conform to and often employers are confused about how to comply with statutes. Employers have cause to worry: often, failure to follow the law can leave a company open to lawsuits and/or regulatory action. To keep you informed about the laws that are most easily […]

Read More

California High Court Upends Independent Contractor Test

Posted on: May 9th, 2018 by Leaders' Choice Staff No Comments

The California Supreme Court has handed down a decision that rewrites the state’s independent contractor law by adopting a more stringent test for determining whether or not someone is an employee for wage order cases. The new test is similar to Massachusetts independent contractor law, which is considered the strictest in the country. The new […]

Read More

Compromized E-mails Grow as Hackers Double Down on Employees’ Bad Clicks

Posted on: May 1st, 2018 by Leaders' Choice Staff No Comments

As the cyber threat spreads its tentacles, a new report sheds light on a rising risk, with the number of business e-mail compromises growing at an increasing rate. The report by Beazley Breach Response Services, part of specialist insurer Beazley P.L.C., found that the e-mail threat is greater for organizations that use Office 365, Microsoft’s […]

Read More

Most Disaster-hit Firms Have Wrong Type of Insurance

Posted on: April 25th, 2018 by Leaders' Choice Staff No Comments

A new report by four Federal Reserve Banks found that small businesses affected by large disasters had failed to secure the right type of insurance, and that there was a mismatch between damages suffered and their insurance coverage. While some businesses suffered actual property damage, the majority that were affected by hurricanes, other major storms, […]

Read More