Posted on: July 25th, 2018 by Leaders' Choice Staff
Just the mention of a workers’ compensation audit can stir up the butterflies in your stomach and add a serious dose of stress to your existence. But, if you are scheduled for an audit, there is no need to dread it. A small amount of preparation and common sense can save you a lot of […]
Read More Posted on: July 17th, 2018 by Leaders' Choice Staff
One question we get often from small business owners is whether they have to secure workers’ comp coverage for family members that work for them. The short answer is “yes,” in most cases. Under California law, every employer in the state that uses employee labor, including family members, must secure workers’ comp coverage, as per […]
Read More Posted on: July 11th, 2018 by Leaders' Choice Staff
According to the website Statista.com, the average 2018 average vacancy rate for offices nationwide was to 12.2%, while 12.1% of retail spaces and 7.8% for industrial spaces were vacant. Unfortunately, when buildings stand vacant they become susceptible to a variety of problems. There are approximately 31,000 fires in vacant buildings annually, resulting in dozens of deaths, hundreds […]
Read More Posted on: July 3rd, 2018 by Leaders' Choice Staff
Do you ever wonder if your non-exempt employees are sneaking a peek at work e-mail off the clock? Ever suspect their bosses of pressuring them to respond to calls and e-mails after the workday ends? If those thoughts keep you up at night, it’s time to make sure your employees’ smartphones aren’t putting your organization […]
Read More Posted on: June 26th, 2018 by Leaders' Choice Staff
On May 25, 2018, a major rules change that impacts millions of businesses took effect. The European Union’s General Data Protection Regulation (GDPR) is the most significant change to European data security standards in two decades. While the regulation has a direct impact on enterprises located or doing business directly in EU countries, it can […]
Read More Posted on: June 19th, 2018 by Leaders' Choice Staff
With temperatures rising, employers with outdoor workers need to take steps to protect them from heat illness. California employers need to be especially mindful as Cal/OSHA has workplace safety regulations governing the prevention of heat illness. The heat illness standard came into effect about seven years ago as the number of deaths due to heat […]
Read More Posted on: June 12th, 2018 by Leaders' Choice Staff
As insurers continue tightening their underwriting for commercial auto insurance, they are inquiring about companies’ fleet management programs. If a company lacks a program, some insurers are asking them to implement one if they want coverage. With this trend likely to continue as the number of traffic accidents and injuries continues to rise, it’s imperative […]
Read More Posted on: June 5th, 2018 by Leaders' Choice Staff
Many business owners may be good at running their companies, but the majority of them are failing to address essential long-term planning that is critical to sustaining their businesses. The one area that the majority of business owners often neglect is planning for business continuity if they die or become disabled, according to the “2015 […]
Read More Posted on: May 30th, 2018 by Leaders' Choice Staff
You may be considering taking on some extra workers for the summer months, and often many employers will gravitate towards hiring teenagers looking for temporary work. If you are planning on hiring any workers under the age of 18, you should familiarize yourself with federal and any state laws on child labor restrictions. The Fair […]
Read More Posted on: May 23rd, 2018 by Leaders' Choice Staff
Thanks to reforms enacted in 2014, California’s workers’ comp rating agency is recommending that the average benchmark rate be cut by 7.2% for policies effective July 1 and onward. The filing made by the Workers’ Compensation Insurance Rating Bureau is for the state’s pure premium rates, which are essentially the base rates to cover expected […]
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