Business Insurance Industry News

The top 100 workers’ comp insurers writing business in California, filed for an average pure premium rate increase of 2.8% for 2012, according to a the Department of Insurance.

In a case that is noteworthy considering the increased use of narcotic pharmaceuticals to treat injured workers, a state appeals court has ruled that a dependent of an injured worker who overdosed on doctor-prescribed opioid is entitled to workers’ comp death benefits.

This article looks at the most common workplace injuries and how the nature of those injuries has changed during the last decade.

There are forces that work against you in the client broker relationship and, after time it is probable that your broker has stopped working hard on your behalf. There are a number of reasons for this.

I often get asked, “How can I tell if the amount of Workers’ Comp insurance coverage that I’ve got is “just right”?  I’ve thought about it and there are seven questions that you can ask your broker to make sure that you are getting the lowest rate with the right carrier.

Part Two:  Debits

It really interesting to me how often when talking to people they tell me that they got this great price on their Workers’ Compensation Insurance but when I break it down their deal turns out to not be as good as they thought.

 In an earlier post I discussed the value of using Nurse Triage. As soon as an injury occurs get on the phone and get a quick diagnosis, quite often working with a company that provides Nurse Triage services combined with a having a good first aid kit on hand can reduce the severity of injury […]

It’s no fun to be involved in a potential Workers’ Compensation court case, aside from the expense there is a lot of uncertainty as to time frame for the trail, the time it takes to prepare, and the trail itself.