Dealing with Violent Customers Who Refuse to Wear Masks

Posted on: August 26th, 2020 by Leaders' Choice Staff No Comments

As many states and municipalities have issued mandatory mask orders for businesses that are open to the public, operators like retailers and restaurants have been thrust into the front lines of reducing the spread of the virus by requiring customers to wear masks when on their premises. This has led to confrontations that sometimes result […]

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Courts Rule COVID-19 Business Interruption Claims Invalid

Posted on: August 19th, 2020 by Leaders' Choice Staff No Comments

As second court has ruled that an insurer does not have to pay business interruption claims by businesses that saw their revenues run dry due to the COVID-19 pandemic, which will further make it difficult for business to successfully file such claims. In the most recent case, a Superior Court judge in the District of […]

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More Employers Ask Workers to Sign COVID-19 Waivers, but They May Not Be Legal

Posted on: August 12th, 2020 by Leaders' Choice Staff No Comments

As lawsuits against employers continue rising amid the coronavirus pandemic, some businesses are requiring workers to sign waivers absolving them of liability and responsibility should they contract the virus. Eight percent of executives surveyed by law firm Blank Rome said they would require that their workers sign waivers of liability before returning to the workplace. […]

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Raft of Bills Would Add New COVID-19 Rules for Employers

Posted on: August 5th, 2020 by Leaders' Choice Staff No Comments

The California Legislature is working on a number of new measures to protect workers in the state during the COVID-19 pandemic. The measures take aim at “holes” in the system that may leave employees who contract the coronavirus on the job without workers’ compensation benefits, footing higher utility bills because of working at home and […]

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Insurers Don’t Have to Pay for Testing Returning Workers: HHS

Posted on: July 29th, 2020 by Leaders' Choice Staff No Comments

New guidance from the Trump administration absolves insurers of the responsibility of paying for COVID-19 tests that are required for workers who are returning to the job. The guidance, released by the departments of Health and Human Services, Labor and Treasury, means that employers will likely either have to foot the bill themselves as they […]

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Commercial Property Insurance Rates Rise as Risks Grow

Posted on: July 22nd, 2020 by Leaders' Choice Staff No Comments

Commercial property insurance rates are on the rise across the country as insurers continue wrestling with the toll of increasing natural disasters, rising social unrest around the world (including the U.S.) and the COVID-19 pandemic. Additionally, insurance companies have become more stringent in their underwriting by restricting some coverages and excluding risks that may have […]

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New Emergency Workers’ Compensation Rules Take Effect

Posted on: July 7th, 2020 by Leaders' Choice Staff No Comments

The Department of Insurance has approved emergency workers’ compensation rules dealing with COVID-19 and California employers. The rules were recommended by the Workers’ Compensation Insurance Rating Bureau to bring fairness for employers’ experience rating during the COVID-19 pandemic amid shelter-at-home orders and for dealing with claims of workers who contract COVID-19 on the job. The […]

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New Telecommuter Class Code in the Works

Posted on: July 7th, 2020 by Leaders' Choice Staff No Comments

Due to the COVID-19 pandemic, California’s workers’ compensation rating agency plans to implement a new class code for telecommuting employees on Jan. 1, 2021. The Workers’ Compensation Insurance Rating Bureau of California started work on the new classification after swaths of companies ordered employees that could work remotely to start working at home after the […]

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Insurance Costs Related to COVID-19 Could Top $100 billion

Posted on: June 10th, 2020 by Leaders' Choice Staff No Comments

COVID-19-related losses for property-casualty insurers are likely to top $100 billion, with workers’ compensation accounting for about a third of all payouts, according to a new report by Wells Fargo & Co. The report estimates that workers’ compensation could see total COVID-19 claims payouts of up to $34 billion, but that factors like the severity […]

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More Older Workers’ Comp Claims Being Settled as COVID-19 Brings Uncertainty

Posted on: May 20th, 2020 by Leaders' Choice Staff No Comments

One bit of good news coming from the COVID-19 pandemic is that the economic downturn has boosted efforts to close older workers’ comp claims that have been lingering as both sides cannot agree on a settlement. Due to the financial pain brought on by the sudden downturn, injured workers who have been reluctant to settle […]

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