More Employers Get Premium Bills for ‘Misclassified’ Workers

Posted on: November 12th, 2019 by Leaders' Choice Staff No Comments

One outgrowth of a new California law that applies more stringent criteria for what constitutes an independent contractor is that many employers are likely to see more audits and calls for additional premium from their workers’ comp insurers. In fact, it’s already happening in some industries, according to the insurance industry trade press. More and […]

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Monitoring Employees without Getting Sued

Posted on: November 7th, 2019 by Leaders' Choice Staff No Comments

As a business, you have to keep employees happy but still maintain workplace discipline. And it’s important that you protect your customers and your assets without making it seem you don’t trust your employees. Companies employ a variety of methods to make sure their workers stay on task and aren’t goofing off. But you don’t […]

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New Law Prohibits Mandatory Employment Arbitration Agreements

Posted on: October 22nd, 2019 by Leaders' Choice Staff No Comments

After years of trying and rejections by former governors, a bill banning mandatory employment arbitration agreements in California has become law. Gov. Gavin Newsom on Oct. 10 signed into law Assembly Bill 51, which prohibits almost all employment arbitration agreements, starting Jan. 1 next year. But because the new law conflicts with federal law, it […]

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Harassment Training Deadline Pushed Back for Some Employers

Posted on: October 9th, 2019 by Leaders' Choice Staff No Comments

As you should already be aware, any employer with five or more workers is required to conduct sexual harassment prevention training for their staff by the end of 2019 under a California law passed in 2018. Due to concerns that many employers in the state may not be ready to comply, Gov. Gavin Newsom has […]

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New Law Significantly Changes When Injuries Must Be Reported to Cal/OSHA

Posted on: October 1st, 2019 by Leaders' Choice Staff No Comments

Gov. Gavin Newsom has signed a measure into law that will greatly expand when employers are required to report workplace injuries to Cal/OSHA. The new law, AB 1805, broadens the scope of what will be classified as a serious illness or injury which regulations require employers to report to Cal/OSHA “immediately. As of yet, there […]

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Basics of a Strong Lockout/Tagout Program

Posted on: September 4th, 2019 by Leaders' Choice Staff No Comments

A lockout/tagout program will not be effective if your employees are not properly trained in how it works, and if you don’t have consequences for them if they fail to follow the program. Every year, hundreds of workers in the United States die because they don’t follow lockout/tagout procedures or their employers did not have […]

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As Wildfire Risks Increase, Insuring Businesses More Difficult

Posted on: August 27th, 2019 by Leaders' Choice Staff No Comments

Business property coverage is getting more difficult to come by for operations located in areas that are susceptible to wildfires. The devastating wildfires of the last few years, along with the thousands of homes and businesses that have been burned or damaged due to these events, has resulted in insurers becoming more selective about the […]

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CALIFORNIA: Bureau Recommends Workers’ Comp Rates Drop 5.4%

Posted on: August 22nd, 2019 by Leaders' Choice Staff No Comments

Workers’ compensation insurance rates will likely continue sliding in 2020 after California’s rating agency submitted its recommendation that the state insurance commissioner reduce the average benchmark rates by 5.4%. If the recommendation is approved, it will be the ninth consecutive rate decrease since 2015 (some years had two decreases), which have resulted in the average […]

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A Lesson in Timely Claims Reporting

Posted on: August 14th, 2019 by Leaders' Choice Staff No Comments

A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim. In this case, the 5th U.S. Circuit Court of Appeals in New Orleans sided with an insurer that had denied a claim a company had made after being sued […]

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New Law Bars Hairstyle Discrimination

Posted on: August 2nd, 2019 by Leaders' Choice Staff No Comments

California Gov. Gavin Newsom has signed legislation that will make it illegal for employers to discriminate against employees and job applicants based on their hairstyle if it is part of their racial makeup. The law, known as the CROWN Act (Create a Respectful and Open Workplace for Natural Hair), amends the state Education and Government […]

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