Why Workers’ Comp Claims Spike in the Summer

Posted on: July 17th, 2019 by Leaders' Choice Staff No Comments

Workplace injury rates rise during the summer months. When summer rolls around, companies in many sectors, including agriculture and construction, significantly increase production. Increased road construction raises risks for workers and drivers. Many of the newly hired workers are young and inexperienced, creating a high potential for workplace injuries. Toiling in the sun is also […]

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Is Your Business Prepared for Recreational Marijuana Use?

Posted on: July 11th, 2019 by Leaders' Choice Staff No Comments

Companies in states that have legalized marijuana are wrestling with how to deal with employees that use, particularly if they did so the night before and are still feeling the effects the following day. A new survey found that one-third of business owners are not prepared for managing the effects of legalized marijuana in the […]

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Conduct Diversity Training to Head Off Potential Lawsuits

Posted on: June 20th, 2019 by Leaders' Choice Staff No Comments

After R&B star SZA said she had security called on her while shopping at a Zefora store in California, the chain closed all of its U.S. stores for an hour to conduct “inclusion workshops” for its 16,000 employees. Zefora understood the swift backlash that can hit a company that has acted inappropriately towards a customer, […]

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If Your Firm Is Sued for Discrimination, Act Fast to Check EEOC Complaint

Posted on: June 17th, 2019 by Leaders' Choice Staff No Comments

Employers that are hit with a discrimination complaint must act fast to compare the allegations in the lawsuit to the earlier complaint the worker filed to the Equal Employment Opportunity Commission. If the employer can find that the allegations in the complaint filed with the EEOC do not match those in the subsequent lawsuit filed […]

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Why Your Business May Need Pollution Insurance

Posted on: June 7th, 2019 by Leaders' Choice Staff No Comments

Many businesses that produce some type of pollutant throughout the course of daily business operations don’t know they are doing so. Others know they are producing pollutants and have processes and safeguards in place to reduce their release into the environment. A business can be held liable for some very costly damages when these byproducts […]

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How to Prepare for Possible PG&E Power Shutdowns

Posted on: May 28th, 2019 by Leaders' Choice Staff No Comments

PG&E has warned California residents and businesses that it may shut down the power grid for as long as five days for large portions of the state when there are high-wind conditions during the dry fire season. That’s because PG&E’s infrastructure was found to be the cause of several recent California wildfires. PG&E has sent […]

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Business Growth Can Lead to Increased Risk

Posted on: May 21st, 2019 by Leaders' Choice Staff No Comments

As the economy continues expanding, companies need to be careful about properly managing their risk, according to a report by Advisen Inc., an insurance research and data firm. Increased activity typically means proportionally additional losses. For example, more trucks driving more miles will inevitably result in more accidents. However, there are other kinds of risk […]

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Property Coverage for Businesses with Changing Needs

Posted on: May 15th, 2019 by Leaders' Choice Staff No Comments

Some businesses have very stable property insurance needs as the value of their non-building assets, equipment and inventory doesn’t vary much during the year. Other types of business experience wide variations in the value of their property. Florists tend to carry more stock around Valentine’s Day and Mothers’ Day than they do on most days […]

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Don’t Overlook Equipment Breakdown Insurance

Posted on: March 28th, 2019 by Leaders' Choice Staff No Comments

Imagine it’s a typical July day. You own a 30,000-square-foot office building that is 85% occupied. And the air conditioning and ventilation systems stop working. The outside temperature is in the 90’s and the humidity is high. It doesn’t take long before the tenants start to complain. The contractor you summon determines that an electrical […]

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Commercial Auto Rates Face New Headwinds

Posted on: March 12th, 2019 by Leaders' Choice Staff No Comments

More accidents attributed to smartphone use while driving, coupled with much higher costs of repairs, have led to double-digit increases in commercial auto insurance rates over the past few years. Distracted driving is just one of many factors that have converged on commercial auto insurance claims, resulting in sustained premium increases. Now there are new […]

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