Don’t Get Caught without a Business Succession Plan

Posted on: November 5th, 2020 by Leaders' Choice Staff No Comments

Many business owners may be good at running their companies, but the majority of them are failing to address essential long-term planning that is critical to sustaining their businesses. The one area that the majority of business owners often neglect is planning for business continuity if they die or become disabled, according to the “MassMutual […]

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Injury and Illness Prevention Plans Save You Money, Period!

Posted on: October 20th, 2020 by Leaders' Choice Staff No Comments

Employees are your most valuable asset, but many businesses overlook the importance of having a workplace safety program in place to protect them. Loss control is about employers caring for their workers’ safety. Successful loss control programs are means of reducing injuries and the severity of a potential accident. If you want to reduce the […]

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New Workers’ Compensation Rate Filing Expands COVID-19 Surcharge Tiers

Posted on: October 14th, 2020 by Leaders' Choice Staff No Comments

The California Workers Compensation Insurance Rating Bureau has amended its 2021 rate filing to make its earlier recommended COVID-19 surcharge more equitable. The Rating Bureau is leaving unchanged its overall recommendation that benchmark rates be increased an average of 2.6% for policies incepting on or after Jan. 1, 2021. But it modified an earlier recommendation that […]

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The Big Question: Can Employers Require Workers to Vaccinate?

Posted on: September 29th, 2020 by Leaders' Choice Staff No Comments

As the COVID-19 pandemic rages on and more employers bring staff back to the workplace, many businesses are considering implementing mandatory vaccination policies for seasonal flus as well as the coronavirus. A safe and widely accessible vaccine would allow businesses to open their workplaces again and start returning to a semblance of normalcy. But employers […]

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Alert: New Law Creates COVID-19 Workers’ Comp Framework

Posted on: September 23rd, 2020 by Leaders' Choice Staff No Comments

Governor Newsom has signed legislation that creates a new framework for COVID-19-related workers’ compensation claims. SB 1159, which takes effect immediately, partly replaces an executive order that Newsom made on March 18 and which expired on July 5. That order required all employees working outside the home who contracted COVID-19 be eligible for workers’ compensation […]

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Cal/OSHA Requires Employers to Protect Workers from Wildfire Smoke

Posted on: September 16th, 2020 by Leaders' Choice Staff No Comments

As wildfires continue raging throughout California, Cal/OSHA has issued a reminder to employers that they are required to protect their outdoor workers from smoke if the air quality index exceeds 151. Cal/OSHA has extended an emergency regulation it put in place in August 2019 through January 2021 as it works on a permanent regulation on […]

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COVID-19 Claims Growing Among California Workers

Posted on: September 2nd, 2020 by Leaders' Choice Staff No Comments

The number of COVID-19 workers’ compensation claims in California has seen a steady climb, reaching a total of 31,612 from when the pandemic started until the end of July, according to the latest figures from the Division of Workers’ Compensation. In July, 9,515 California workers filed COVID-19 workers’ compensation claims, as well as 74 coronavirus-related […]

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Dealing with Violent Customers Who Refuse to Wear Masks

Posted on: August 26th, 2020 by Leaders' Choice Staff No Comments

As many states and municipalities have issued mandatory mask orders for businesses that are open to the public, operators like retailers and restaurants have been thrust into the front lines of reducing the spread of the virus by requiring customers to wear masks when on their premises. This has led to confrontations that sometimes result […]

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Courts Rule COVID-19 Business Interruption Claims Invalid

Posted on: August 19th, 2020 by Leaders' Choice Staff No Comments

As second court has ruled that an insurer does not have to pay business interruption claims by businesses that saw their revenues run dry due to the COVID-19 pandemic, which will further make it difficult for business to successfully file such claims. In the most recent case, a Superior Court judge in the District of […]

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More Employers Ask Workers to Sign COVID-19 Waivers, but They May Not Be Legal

Posted on: August 12th, 2020 by Leaders' Choice Staff No Comments

As lawsuits against employers continue rising amid the coronavirus pandemic, some businesses are requiring workers to sign waivers absolving them of liability and responsibility should they contract the virus. Eight percent of executives surveyed by law firm Blank Rome said they would require that their workers sign waivers of liability before returning to the workplace. […]

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