Why You Need ‘Key Man’ Insurance

Posted on: April 1st, 2020 by Leaders' Choice Staff No Comments

If you are operating a small business, you are likely relying on a small crew to get the job done. Many employees in small firms have to wear several hats and, if one of them or an owner should die, the business could suffer greatly from that sudden loss of talent or one of the […]

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Employer Guide for Dealing with the Coronavirus

Posted on: February 6th, 2020 by Leaders' Choice Staff No Comments

As the outbreak of the 2019 novel coronavirus gains momentum and potentially begins to spread in North America, employers will have to start considering what steps they can take to protect their workers while fulfilling their legal obligations. Employers are in a difficult position because it is likely that the workplace would be a significant […]

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How to Avoid Running Afoul of Wage and Hour Laws

Posted on: January 9th, 2020 by Leaders' Choice Staff No Comments

With increases in litigation and federal and state enforcement of wage and hour laws, employers should make sure they comply with laws at both the federal and state levels. All businesses should conduct periodic self-audits addressing the various wage and hour issues that are applicable to their workplace, in order to avoid the most common […]

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Car Crashes a Leading Cause of High-severity Claims

Posted on: January 2nd, 2020 by Leaders' Choice Staff No Comments

Traffic accidents continue to be one of the leading causes of high-severity workers’ comp claims, according to research. The National Council on Compensation Insurance found in a study that the cost of workers’ comp claims for accidents involving motor vehicles was 250% more than the average for all workplace accidents. The study also found large […]

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More Firms Being Sued for Discrimination over Medical Marijuana

Posted on: December 12th, 2019 by Leaders' Choice Staff No Comments

More and more companies are being sued for discrimination by job applicants who have legally been prescribed medical marijuana, after they failed pre-employment drug screenings or because of their use of the substance. The issue of medical marijuana is difficult in terms of the employment picture, especially now that 33 states and the District of […]

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A Lesson in Timely Claims Reporting

Posted on: August 14th, 2019 by Leaders' Choice Staff No Comments

A recent appeals decision denied coverage to a company on its directors and officers (D&O) liability insurance policies for taking too long to file the claim. In this case, the 5th U.S. Circuit Court of Appeals in New Orleans sided with an insurer that had denied a claim a company had made after being sued […]

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Business Growth Can Lead to Increased Risk

Posted on: May 21st, 2019 by Leaders' Choice Staff No Comments

As the economy continues expanding, companies need to be careful about properly managing their risk, according to a report by Advisen Inc., an insurance research and data firm. Increased activity typically means proportionally additional losses. For example, more trucks driving more miles will inevitably result in more accidents. However, there are other kinds of risk […]

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The Risks of Staff Using Personal Devices for Work

Posted on: May 8th, 2019 by Leaders' Choice Staff No Comments

As more employees use their personal mobile devices for work companies are being forced to confront the resulting security implications as well as how the devices are changing behaviors in the workplace. That’s according to a report by Littler Mendelson, an international law firm specializing in employment and labor law. The report highlights the dangers […]

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As Cyber Attacks Rise, Is Your Business Protected?

Posted on: March 7th, 2019 by Leaders' Choice Staff No Comments

Cyber attacks on companies’ information systems and data have reached unprecedented proportions, and are growing with each passing year. The biggest threat to an organization is if there’s been a breach of personally identifiable data or credit card information that it stores. That results in a number of costs, including notification costs, providing those whose […]

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Marijuana Laws Require New Workplace Policies

Posted on: November 20th, 2018 by Leaders' Choice Staff No Comments

As states continue to liberalize marijuana use, employers are left in a bind in terms of enforcing no-drug policies, respecting their employees’ right to privacy and keeping a safe workplace. While a majority of states have medical marijuana laws on their books, only a handful of states require employers to accommodate (to a degree) staff […]

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